**Terms of Use**
These Terms of Use (“Terms”) govern your use of the services provided by Moja Business (“Moja Business,” “we,” “us,” or “our”) through our website, applications, and other platforms (collectively, the “Services”). By accessing or using our Services, you agree to be bound by these Terms.
**1. Acceptance of Terms**
By accessing or using our Services, you agree to these Terms. If you do not agree to these Terms, you may not use our Services.
**2. Description of Services**
Moja Business provides [describe the services offered]. We reserve the right to modify, suspend, or discontinue any aspect of the Services at any time, without notice.
**3. User Accounts**
To access certain features of the Services, you may be required to create a user account. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
**4. User Content**
You retain ownership of any content you submit, post, or display on or through the Services (“User Content”). By submitting User Content, you grant Moja Business a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, adapt, publish, translate, distribute, and display such User Content.
**5. Prohibited Conduct**
You agree not to engage in any of the following prohibited activities:
– Violating any applicable laws or regulations
– Infringing upon the rights of others
– Interfering with or disrupting the Services or servers or networks connected to the Services
– Impersonating any person or entity, or falsely stating or misrepresenting your affiliation with any person or entity
**6. Intellectual Property**
All content and materials available on the Services, including but not limited to text, graphics, logos, button icons, images, audio clips, and software, are the property of Moja Business or its licensors and are protected by copyright, trademark, and other intellectual property laws.
**7. Limitation of Liability**
To the fullest extent permitted by applicable law, in no event shall Moja Business be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from your access to or use of the Services.
**8. Indemnification**
You agree to indemnify, defend, and hold harmless Moja Business and its officers, directors, employees, and agents from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys’ fees) arising from or relating to your use or misuse of the Services, your User Content, or your violation of these Terms.
**9. Governing Law**
These Terms shall be governed by and construed in accordance with the laws of [specify jurisdiction], without regard to its conflict of law provisions.
**10. Changes to Terms**
Moja Business reserves the right to update or modify these Terms at any time without prior notice. Your continued use of the Services after any such changes constitutes your acceptance of the new Terms.
**11. Contact Information**
If you have any questions or concerns about these Terms, please contact us at [provide contact information].
These Terms were last updated on [insert date].
